and I still haven't found it!
Our budget has always been tight since I stopped working and stayed home with Avery. But in all honesty my ENTIRE paycheck would have gone to daycare so why should I have to work?
For the most part we have been doing well...until this week anyway. We cut out all extras such as eating out a lot, spending money on ourselves, netflix, and our water delivery. We bundled our internet/phone/cable, I dry clothes outside when its nice, and I cloth diaper both boys now. I also clip coupons, shop sales(never buy anything full price), and menu plan.
Once I had Quinn keith worked only a few days/half days so that didn't help our money situation, then I also didn't have daycare money coming in either and that helped buffer some costs. Well in the past 3 weeks or so Keith has lost his overtime...not that we truly depend on overtime to get by, but he was hired to work 42.5 hrs/week and just that little bit of extra helped...well we have felt the crunch this week.
We haven't really done any extra spending, but have just gotten through another holiday and a few things I needed for Quinn. After all the kid can't really go naked when its 40 out.
So we sat down last night and added up our expenses and our earnings...that was NOT so good. we will skim by the seat of our pants, but I hate feeling like this and have to worry about it. We don't have any money to even buy groceries and we don't qualify for anything as keith still makes to much money. I'm all for the programs out there to help and I have no problem asking for it, but we can't get it.
We've cut everything we possibly can...last night we cut our home phone and our cable down. Still have internet as I "need" it. It helps us save a little extra, but not a whole lot. I'm really hoping the economy will pick up and things will get better! at least I can hope right?
Thank goodness I don't need to buy diapers and formula for the baby as I have no idea how we would manage that!
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2 comments:
that has to be really hard... I hope things work out for the 4 of you until you can get back to working day care again
I know how you feel, minus having the two kids... but I'm really glad we cut the house phone when we did, b/c Aaron's still waiting for his first unemployment check so it's been my money and things have been really tight, but we're managing for now, can't wait until he gets the first unemployment check, that will help us out. Hope it gets better, I'm always here!
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